OEM parts are parts mine by the original equipment manufacturer made expressly for a specific Cars. They are more expensive than their aftermarket counterparts, parts made by third parties after the original sale of a vehicle. Examining the issue of cost from an insurance perspective, the more affordable option is favored. In fact, because aftermarket replacement parts are almost always less expensive than OEM parts, they are actually often required by an insurance company for a 100 percent reimbursement if you’re involved in an accident. From a buyer’s perspective who also factors cost as a high priority, these policies are important to understanding thoroughly. Imagine you’re in a collision in a vehicle stocked with OEM parts, only to find out you’ll be paying the cost differential between its aftermarket version. This is where ‘ifs’ come into play. It’s no wonder a consensus hasn’t been made on the “best,” “safest” or “most inexpensive” option. Probability and preference are facts that can be used in a straight out side by side cost comparison. Individual conclusions can be made in the absence of a community standard, provided all of the angles are explored and factored into your decision. Moving on to another such…